Klarna Financing Now Available At Hardman Design
Hardman Design has extended its Klarna payment plan options to enable you to further spread the cost of your furniture.
You can now use Klarna Financing to pay for your handmade pieces, splitting the balance across equal monthly payments of 6, 12 or 24 months.
Hardman Design already offers Klarna’s Pay in 3 incentive, covering 3 interest-free instalments.
Hardman Design Founder Liam Hardman said: “Klarna is trusted by shoppers around the world and many of our clients have benefited from the Pay in 3 method.
“To further enhance the Hardman Design experience, we are offering more flexible payment plans to give our customers extra time to pay for their furniture.
“We know times have been tough through Covid, so expanding our financing options will take the pressure off our customers and provide additional support to help them buy their dream piece of furniture.”
How does Klarna Financing work?
Klarna Financing is available to customers aged 18 and over and allows the cost to be split into equal monthly payments over 6, 12 or 24 months.
To access Klarna Financing via the checkout, select to pay via financing and choose your preferred payment plan.
You’ll be informed of an annual interest rate upfront before you complete the application. The highest APR rate on Klarna Financing is 18.99%.
As part of the process, a full credit check, often referred to as a hard credit check, will review your previous credit history. An affordability assessment must also be completed.
Once you have been accepted, you can set up automatic monthly payments. Alternatively, you can pay off the full amount at any time.
If a payment is due, you need to pay at least the minimum amount each month (though only paying this amount will increase the total interest you have to pay).
We recommend you pay the interest-saver amount shown on your statement each month which will keep you on track to pay your purchase in full in the originally specified financing period. You will be notified each month about your upcoming payment.
How does Klarna’s Pay In 3 work?
Another way to utilise Klarna at Hardman Design is through the Pay in 3 method.
This option allows you to pay three consecutive monthly instalments, with no interest or no fees. The money will be collected automatically each month.
To check your eligibility, Klarna will perform a soft search with a credit reference agency.